Giphy raises $72 million to be the 'YouTube of GIFs'

New York-based Giphy announced a $72 million Series D round on Monday led by Draper Fisher Jurvetson along with Institutional Venture Partners, CMC Capital, and existing backers.
The Wall Street Journal's Rolfe Winkler first reported the funding news and said it brings Giphy's valuation to $600 million. Giphy last raised $55 million in February and has raised $151 million in private funding to date.
The three-year-old startup says its GIFs are seen by over 100 million people per day and that it serves one billion GIFs per day through its search engine, apps, and partnership deals.
COO Adam Leibsohn told the Journal on Monday that, "We want to be the YouTube of GIFs, where you’d come to create them, see them, share them."
Giphy still doesn't bring in revenue, but it's starting to partner with advertisers like Nike and McDonalds to create branded GIFs. Future revenue could come from selling ads alongside relevant GIFs or by letting GIF creators integrate their mini moving pictures with popular franchises.
SEE ALSO: Giphy built the world's best GIF keyboard for the iPhone
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source http://www.businessinsider.com/giphy-raises-72-million-series-d-round-to-be-youtube-of-gifs-2016-10

Buffalo Bills owner explains why he compares Tom Brady to McDonald's

Tom Brady continued his torrid start to the 2016 season on Sunday, torching the Buffalo Bills with 315 yards and four touchdowns while completing 67% of his passes, en route to a 41-25 win.
In the process, Brady continued to shut down any lingering doubt about how, at 39, after missing the first four games of the season to serve his Deflategate suspension, he would fair on the field.
Basically, it's been the same old Brady — if not better! — that the NFL has seen for the last 16 years.
For Bills owner Terry Pegula, who had to watch Brady shred his team, Brady reminds him of McDonald's. Pegula explained to NFL.com's Mike Silver that, like McDonald's, he knows what to expect from Brady each and every time he takes the field.

"He's like McDonald's. Every time I go there, I always get the same thing — because it works, and why would you get anything different? That's Brady. He's gonna come out and run the same, simple offense, and slide in the pocket and get rid of the ball quickly and throw it underneath to all those different receivers, and unless you can do something to stop him, he'll carve you to pieces."

Pegula's analysis was not wrong. Brady did indeed carve the Bills, both underneath and with the long ball.

Brady may not understand Pegula's comparison — he wouldn't touch McDonald's — but it's nonetheless apt, as Brady, nearing 40 years old, continues to look like the best quarterback in the NFL.
SEE ALSO: Washington Redskins head coach says he 'didn't know it was possible' for a game to end in a tie after draw against Bengals
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source http://www.businessinsider.com/bills-owner-terry-pegula-why-tom-brady-is-like-mcdonalds-2016-10

Peter Thiel: I’m voting for Trump because politicians are 'just rearranging deck chairs on the Titanic,' and what he espouses 'isn’t going away'

Tech billionaire Peter Thiel, a major supporter of Republican nominee Donald Trump, said that Trumpism "isn't crazy and it's not going away" during a major speech in front of the National Press Club on Monday.
Thiel, who has been heavily criticized by fellow Silicon Valley tech magnates for his unabashedly pro-Trump stance, which was capped off with his speech in front of the Republican National Convention in Cleveland his summer, said the Manhattan billionaire "points toward a new Republican Party beyond the dogmas of Reaganism."
"He points even beyond the remaking of one party to a new American politics that overcomes denial, rejects bubble thinking, and reckons with reality," he said, per prepared remarks. "When the distracting spectacles of this election season are forgotten and the history of our time is written, the only important question will be whether or not that new politics came too late."
The founder of PayPal and prominent venture capitalist who helped bankroll wrestling star Hulk Hogan's lawsuit that ended up crushing the news website Gawker acknowledged the election year has been "crazy."
"Real events seem like they're rehearsals for Saturday Night Live," he said. "Only an outbreak of insanity would seem to account for the unprecedented fact that this year a political outsider managed to win a major party nomination."
"To the people who are used to influencing our choice of leaders, to the wealthy people who give money and the commentators who give reasons why, it all seems like a bad dream," he continued. "Donors don't want to find out how and why we got here. They just want to move on. Come November 9th, they hope everyone else will go back to business as usual."
The election, he added, "is less crazy than the condition of our country."
Thiel criticized the rising costs of medicine, the country's overpriced healthcare system, outstanding student debt held by many young Americans, stagnant incomes, and the country's involvement in foreign wars.
"Now, not everyone is hurting," he said. "In the wealthy suburbs that ring Washington, DC, people are doing just fine. Where I work in Silicon Valley, people are doing just great. But most Americans don’t live by the Beltway or the San Francisco Bay. Most Americans haven’t been part of that prosperity. It shouldn’t be surprising to see people vote for Bernie Sanders, or for Donald Trump, who is the only outsider left in the race."
Thiel said he doesn't agree with "everything" Trump "has said and done," pointing out his boasts of being able to make unwanted sexual advances on women in a leaked tape from 2005.
"Nobody thinks his comments about women were acceptable; I agree they were clearly offensive and inappropriate," he said. "But I don’t think voters pull the lever in order to endorse a candidate's flaws. It's not a lack of judgment that leads Americans to vote for Trump; we're voting for Trump because we judge the leadership of our country to have failed."
His fellow coastal elites, he said, are intimidated to dissent from what he essentially deemed as groupthink that says the views of "half of the country" can not be tolerated.
"This intolerance has taken on some bizarre forms," he said. "The Advocate, a magazine which once praised me as a “gay innovator," even published an article saying that as of now I am, and I quote, “not a gay man,” because I don’t agree with their politics. The lie behind the buzzword of “diversity” could not be made more clear: if you don't conform, then you don’t count as “diverse,” no matter what your personal background."
Thiel then began attacking the country's free trade agreements, a common theme of Trump's presidential campaign. He then went back to criticizing America's involvement in foreign wars, claiming that the Democratic Party is now more hawkish than the GOP, and Trump voters are voting against such involvement.
"Voters are tired of being lied to," he said. "It was both insane and somehow inevitable that DC insiders expected this election to be a rerun between the two political dynasties who led us through the two most gigantic financial bubbles of our time."
"President George W. Bush presided over the inflation of a housing bubble so big that its collapse is still causing economic stagnation today," he continued.
"But what’s strangely forgotten is that last decade’s housing bubble was just an attempt to make up for the gains that had been lost in the decade before that. In the 1990s, President Bill Clinton presided over an enormous stock market bubble and a devastating crash in 2000, just as his second term was coming to an end. That’s how long the same people have been pursuing the same disastrous policies."
Trump is rejecting those stories, he said, adding that while no one would suggest the real estate magnate is "humble," he's right about a "much-needed dose of humility" in US politics.
"Voters are tired of hearing conservative politicians say that government never works," Thiel said.
"They know the government wasn’t always this broken. The Manhattan Project, the Interstate Highway System, and the Apollo Program – whatever you think of these ventures, you cannot doubt the competence of the government that got them done. But we have fallen very far from that standard, and we cannot let free market ideology serve as an excuse for decline."
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source http://www.thisisinsider.com/peter-thiel-trump-speech-national-press-club-2016-10

A couple made over their kitchen to look exactly like 'The Simpsons' — and the results are incredible

The INSIDER Summary:

• This couple renovated their kitchen to look exactly like the kitchen in "The Simpsons."
• They used special paper to turn the stove green.

---

Inspired by "The Simpsons," this Canadian couple decided to renovate their own kitchen based on the one from the show — complete with blue counter tops, purple cabinets, and corncob curtains.
"I am attracted to the quirky," explained Marcia Andreychuk of her decision to "retro-vate" their kitchen in the style of "The Simpsons."
Structurally, many parts of their kitchen were already similar to Marge and Homer's kitchen, Andreychuk explained to CBC.
The couple is paying close attention to detail with their renovation.
As you can see, their checkerboard floors match the floors in the television show perfectly.

Andreychuk sewed these corncob curtains for the kitchen windows.
If you're not as crafty, you can order your own set online.

One day, the couple hopes to buy new, olive-green appliances.
For now, they're using a special contact paper to turn their existing appliances green.

Andreychuk and Hamilton aren't the first people to draw inspiration from "The Simpsons." In 1997, an entire house modeled after the television show was given away as a sweepstakes prize. But the house has since been remodeled and no longer looks like the cartoon, Curbed reports.
 You can check out the entire kitchen renovation project here or below.

SEE ALSO: 25 photos that prove Heidi Klum is the queen of Halloween
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A 30-year-old cofounder of 2 billion-dollar companies was reportedly the buyer of San Francisco's most expensive home

The buyer of San Francisco's formerly most expensive home was Kyle Vogt, cofounder of Twitch and Cruise Automation, according to OpenHouse.
Vogt bought the house for $21.8 million, according to city record, which makes it the biggest sale in the city so far this year. The home was originally listed for $28 million in November of 2015, but the price was later chopped by $3 million in June. It was San Francisco's most expensive listed home at the time of the sale.
Vogt is a serial entrepreneur who sold his car automation startup, Cruise, to General Motors for $1 billion in March, where he remains CEO. He's also a cofounder of video streaming startup Twitch, which Amazon purchased for $970 million in 2014.
Vogt is known to some as the "Robot Guru" for his interest in robotics. He studied computer science and electrical engineering at MIT.
His new home was built in 1901 and has been turned into a contemporary-style mansion with 9,095 square feet of space. It has seven bedrooms and seven bathrooms spread out over three floors, and is situated on one of San Francisco's highest streets. It was most recently owned by Tara and Bryan Meehan, who made a fortune on investments in Blue Bottle Coffee. The couple gutted and restored the home, but apparently never moved in.
Vogt did not immediately respond to Business Insider's request for comment.
SEE ALSO: Nobody wants to buy the world's largest log cabin — and now the price has been slashed by $20 million
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Welcome to the most expensive home sold in the city of San Francisco in 2016.

It was originally built in 1901 for wealthy fish-packing mogul James Madison — no, not the president. Its facade was restored to its original beaux-arts beauty.

The top-to-bottom restoration of the property took two years to complete.

See the rest of the story at Business Insider

source http://www.businessinsider.com/kyle-vogt-buys-most-expensive-home-in-san-francisco-2016-10

Toyota is entering the ride-sharing service game

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Toyota recently invested in a San Francisco-based ride-sharing service called Getaround, according to Reuters.
The automaker, in an email to Reuters, confirmed that the investment was part of the company’s investment fund, known as the Mirai Creation Investment LP. The investment in the ride-sharing service was in the range of $10 million, according to the The Nikkei Asian Review.
Getaround works by facilitating the rental of privately owned vehicles to individuals. The company was founded in 2009 and lets renters use vehicles for as little as $5. According to its website, users can search for nearby available vehicles and book a car right from the mobile application. The service has grown popular, claiming more than 200,000 users in the US.
This model makes the service similar to Tesla’s plans for ride-sharing. While Tesla has yet to launch its Tesla Network for ride-sharing, it has announced the framework for doing so. In both cases, vehicles are privately owned, and customers of the ride-sharing service can search for vehicles that are nearby, and then request access to a vehicle of their choice. However, Getaround is more similar to a service like Zipcar in that it gives users access to a vehicle for a set time period rather than simply providing them with a single ride.
It's likely that Toyota could leverage Getaround to pilot a self-driving taxi service when the technology becomes available. Earlier this year, the Japanese automaker announced a partnership with a Japanese taxi association to find areas of common ground, and also announced a partnership with Uber. With BI Intelligence projecting that the first mass driverless taxi service will be deployed by 2020, Toyota looks to be well positioned to benefit from the self-driving taxi revolution.
Since the start of 2016, automakers, tech companies, and ride-hailing services have been racing to create a driverless taxi service. This service would mirror how an Uber works today, but there wouldn’t be a driver.
So far, the race has been brutal, as companies jockey for position by spending billions to acquire/invest in companies that will help make a driverless taxi service a reality. Uber recently took the pole position by announcing it would begin piloting its self-driving taxi service (with a driver still behind the wheel) in Pittsburgh later this month. But other companies, including almost every automaker, are quickly catching up as we reach the mid-way point in the driverless taxi race.
For the past two years, BI Intelligence, Business Insider’s premium research service, has been tracking the progress of the self-driving car space. As our reports have shown, the evolution is happening much faster than many expected, but there are still many barriers that have to be overcome before driverless cars become a reality.
John Greenough, senior research analyst for BI Intelligence, has compiled a detailed report on driverless taxis that analyzes the rapidly evolving driverless taxi model and examines the moves companies have made so far in creating a service. In particular, it distills the service into three main players: the automakers who produce the cars, the components suppliers who outfit them to become driverless, and the shared mobility services that provide the platform for consumers to order them.
Here are some of the key takeaways from the report:

• Fully autonomous taxis are already here, but to reach the point where companies can remove the driver will take a few years. Both Delphi and nuTonomy have been piloting fully autonomous taxi services in Singapore.
• Driverless taxi services would significantly benefit the companies creating them, but could have a massive ripple effect on the overall economy. They could cause lower traffic levels, less pollution, and safer roads. They could also put millions of people who rely on the taxi, as well as the automotive market, out of a job.
• We expect the first mass deployment of driverless taxis to happen by 2020. Some government officials have even more aggressive plans to deploy driverless taxis before that, but we believe they will be stymied by technology barriers, including mass infrastructure changes.
• But it will take 20-plus years for a driverless taxi service to make a significant dent in the way people travel. We believe the services will be launched in select pockets of the world, but will not reach a global level in the same time-frame that most technology proliferates.

In full the report:

• Analyzes the moves 18-plus companies have made in creating a driverless taxi service.
• Discusses the corporate and societal benefits of a driverless taxi service
• Examines the regulators conundrum when deciding if they should or should not allow driverless taxis to operate
• Determines the potential cost of a driverless taxi vs. owning a car, riding in a ride-hailing service, or riding in a taxi
• Explains the barriers including the technological and regulatory barriers these companies will face 

 To get your copy of this invaluable guide, choose one of these options:

1. Subscribe to an All-Access pass to BI Intelligence and gain immediate access to this report and over 100 other expertly researched reports. As an added bonus, you'll also gain access to all future reports and daily newsletters to ensure you stay ahead of the curve and benefit personally and professionally. >> START A MEMBERSHIP
2. Purchase & download the full report from our research store. >> BUY THE REPORT

The choice is yours. But however you decide to acquire this report, you’ve given yourself a powerful advantage in your understanding of the future of driverless taxis.
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source http://www.businessinsider.com/toyota-is-entering-the-ride-sharing-service-game-2016-10

There's a good argument that Apple should buy Netflix (AAPL, NFLX)

Last week, Apple finally revealed its grand plan to conquer your TV: a new Apple TV app that brings all your shows and movies together in one place, and serves you recommendations.
The idea makes sense. Apple thinks apps are the future of TV, and that eventually you will have separate subscriptions to Netflix, HBO, Showtime, Hulu, and so on — (maybe you already do).
In that world, it will be annoying to have to navigate a bunch of different interfaces and menus. So Apple will do it for you, with a new app called "TV," which not only works on your Apple TV, but also on your iPhone or iPad as well.
Apple's "TV" app will provide you with one place to find new shows to watch, pick up shows where you left off, and buy episodes or seasons from iTunes. "The one place to access all your television," CEO Tim Cook said last week.
With this app, you can see the outline of Apple's ambitions for Apple TV: a universal search, browse, and suggestion platform that fetches you the right content — as fast as possible.

Sorry, Apple

But there's a big problem with Apple's vision: Netflix and Amazon don't seem to be on board. Neither company, so far, will be part of Apple's new "TV" app.
Netflix, which told Business Insider it was still evaluating the opportunity, is a particular blow.
Why is Netflix wary? In note this morning, analyst Ben Thompson explains it this way:

"Apple’s desire to be 'the one place to access all of your television' implies the disintermediation of Netflix to just another content provider, right alongside its rival HBO and the far more desperate networks who lack any sort of customer relationship at all. It is directly counter to the strategy that has gotten Netflix this far — owning the customer relationship by delivering a superior customer experience."

Netflix's direct relationship to its customers is valuable, and it doesn't want to give that up. And the problem for Apple is that, without Netflix (and Amazon, increasingly), the "TV" app isn't compelling. In our current TV landscape, if you don't have these two streaming heavyweights, you aren't providing a "unified TV experience" (as Cook said Apple wanted).

This is a position Apple doesn't normally find itself in. Thompson pointed to Apple's domination of the music industry, which played out very differently. "The truth is that Apple’s executives seem stuck in the iPod/iTunes era, where selling 70% of all music players led to leverage over the music labels," he wrote. But the Apple TV is just another streaming box, and Netflix can already put its content on it with its own app. Unfortunately for Apple, "selling hardware isn’t a point of leverage," according to Thompson.
That's why Thompson makes the case that Apple should buy Netflix. "If Apple wants its usual ownership of end users it needs to buy its way in, and that means buying Netflix," he wrote. Analysts at Bernstein also argued earlier this month that Apple could use Netflix to create a competitor to Amazon's Prime bundle, and move Apple away from a transactional business model towards a subscription-based model.
Whatever the reason, Apple would likely have to pay a hefty premium, and Netflix might not want to sell.
But Apple's current strategy just doesn't have the juice to conquer TV without Netflix and Amazon. It needs something else.
Read Thompson's full argument for Apple buying Netflix here.
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NOW WATCH: This west coast dessert bar makes the best Choco Tacos


source http://www.thisisinsider.com/apple-should-buy-netflix-2016-10

This map tells you the best places to eat after you cast your vote on Election Day

Election Day is just over a week away, so it's time to plan where to cast your vote. 

Location-intelligence company Foursquare teamed up with the Voting Information Project and Mapbox to create a tool that aims to be helpful in two ways: once you input your address, it will point to your nearest polling place and a few places where you can grab a coffee or snack nearby. 

As several states have not yet finalized their polling locations, the map will be continually updated in real time. In some cases, the map shows places where you can cast your vote early.

In most states, the deadline to register to vote has already passed. In some states, like Colorado, Iowa, and Wisconsin, you can register on Election Day at a polling place. For state-by-state voter registration deadlines, click here. 

You can give it a try here.

 

SEE ALSO: Inside the $200 million, presidential-themed hotel Donald Trump just opened a mile away from the White House

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NOW WATCH: Meet the Facebook star who’s turning the 2016 election into hilarious musical parodies

source http://www.businessinsider.com/where-to-vote-and-eat-on-election-day-2016-10

10 details you may have missed on episode 5 of 'Westworld'

Click here to Reply or Forward

HBO's "Westworld" seems to get better every week, and there were lots of new, interesting details in episode 5 that might help viewers figure out what really is going on in the park. The townsfolk of Pariah got into the holiday spirit, and Dolores said some pretty strange things to herself while on her journey with William.

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source http://www.thisisinsider.com/westworld-details-missed-episode-five-5-man-in-black-ford-2016-10

Apple is killing off its iconic startup chime (AAPL)

Apple is killing off one of its most iconic features: Its startup chime.
The Californian technology company is removing the distinctive noise that Macs make when they boot up, starting with the new MacBook Pro announced last week.
The change was first spotted by Pingie.com, which tested out one of the new laptops and confirmed that the noise is no longer made.
And an FAQ page that references the chime (referred to as the "startup sound") for older MacBook models makes no mention of it for the new laptop.
Apple has used startup chimes in its Mac computers since the 1980s, settling on the most recent chime with the iMac G3, released in 1998. But now it's finally being retired.
An Apple spokesperson did not immediately respond to a request for comment, but it's likely because of the way the new MacBook Pro turns on. It doesn't come with a power button, instead automatically turning on whenever it is opened (when charged) — so there's no need for a noise to indicate to the user that it is booting up.

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NOW WATCH: People are freaking out over dessert ramen noodles


source http://www.thisisinsider.com/apple-removes-kills-iconic-startup-chime-new-macbook-pro-noise-2016-10

As AT&T looks to buy Time Warner, find out what's next for the telecom giant

If you've been following the news, you've seen AT&T making business headlines.
That's because the telecommunications conglomerate has announced its intent to purchase Time Warner for $85.4 billion.
The acquisition could shake up the digital world forever.
If the deal goes through, AT&T will acquire CNN, HBO, and Turner Broadcasting Systems.
AT&T is likely hoping to feature content from those Time Warner properties on its new DirecTV Now streaming service. This new product will allow consumers to watch TV on any device.
Between the Time Warner deal and the coming launch of DirecTV Now, AT&T and Time Warner are promising to disrupt the world of digital media and capitalize on the trend of mobile phones trumping TV sets.
If you want to learn more about what's in store for AT&T and Time Warner, don't miss Business Insider's flagship conference, IGNITION: Future of Digital.
AT&T CEO Randall Stephenson and Time Warner CEO Jeff Bewkes will be there to discuss their companies' expansion and continued focus on digital media. The conference is happening December 5-7 at the Time Warner Center in New York City. This is your chance to get the scoop on what's coming next.
This year's IGNITION speakers include Thrive Global's Arianna Huffington, IAC's Barry Diller, Airbnb's Nathan Blecharczyk, and Cisco's Chuck Robbins.
Sign up today before tickets sell out!

SEE ALSO: Hear Time Warner CEO Jeff Bewkes at IGNITION 2016
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NOW WATCH: Jeff Bezos: Why I Always Tell Employees Not To Pat Themselves When Our Stock Is Up


source http://www.businessinsider.com/att-ceo-randall-stephenson-at-ignition-2016-10

5 reasons why LG's new 5K displays work so well with Apple's new MacBook Pros (AAPL)

Apple worked with LG to make special displays specifically for Apple's new MacBook Pros, which the company announced on Thursday.
Computer monitors aren't usually built with any particular computer in mind, as most of them only act as a simple screen. And displays also don't often cost as much as LG's UltraFine displays, which range from $700 to $1,300.
So, what makes the LG UltraFine displays work so well with Apple's MacBook laptops?
Check it out.

The best thing about LG's UltraFine displays is they can CHARGE the new MacBook Pros with the same cable that transmits video and audio.

This is very good.
One of the four USB-C ports on LG's UltraFine displays can charge the new MacBook Pros.
That means you'll have only one cable to power your laptop and connect it to the LG monitor.
Note: The 27-inch version of the LG UltraFine displays requires Thunderbolt 3.0 to charge laptops via USB-C. That means only Apple's new MacBook Pros will charge with the 27-inch LG display; Apple's 12-inch MacBook does not support Thunderbolt 3.0.

It acts like a docking station for MacBook Pros.

The same, single USB-C cable that charges the new MacBook Pros and connects them to LG's display can also transmit data to the LG UltraFine's USB-C ports, too.
That means you can connect other accessories and peripherals, like hard drives or adapters, to one of the the LG UltraFine display's three remaining USB-C ports.
It's essentially a docking station that happens to have a 4K or 5K resolution screen on it.
Of course, other monitors with USB-C ports can be docking stations for other USB-C laptops, too. Yet, what makes LG's UltraFine display special is that a single cable can be used for power, video, and data.

There aren't many 5K resolution displays out there.

The 27-inch model of LG's UltraFine display has 5K resolution. Yep, one more "K" than 4K.
This 5K display — which has seven times the number of pixels as a 1080p HD display — mostly benefits photo or video editors, who often use Macs for their work.
How so? In editing apps like Final Cut Pro, you have a preview window with the video you're editing, and you also have all the editing tools around the preview window. If you shoot and edit video in 4K, a 5K display lets you see that 4K video in the preview window in full 4K resolution, leaving an extra "K" of pixels for the surrounding editing tools.
So, with that in mind, it's not really useful for those who primarily use computers for the internet and lurking on social media. But while it's not a common resolution for displays, video or photo editors who want a 5K display will find LG's UltraFine pretty nifty, especially when they don't have many other options.


See the rest of the story at INSIDER

source http://www.thisisinsider.com/lg-ultrafine-5k-apple-macbook-pro-features-2016-10

The science behind the baseball's super-powerful T-shirt cannon

Nothing can bring a crowd of fans to its feet quite like a t-shirt cannon. We were curious about the inner-workings and maximum capabilities of the beloved launcher of XXL-sized branded swag, so we headed to New York City's Citi Field — home of 1986 World Series champs, the New York Mets — to see the cannon in action and test out its fire power. 

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source http://www.thisisinsider.com/science-ny-mets-t-shirt-cannon-2016-10

Credit cards are going the way of fax machines

The modern smartphone is a remarkable device. A single device that fits in your pocket can do all the tasks that once required cameras, camcorders, GPS devices, watches, alarm clocks, calculators, and even TVs.    

But the next change might be the most radical of all—it could eliminate the need to carry cash and credit cards. 

The growing importance of the smartphone as the go-to computing device for every digital activity is having a profound effect everywhere you look, but it’s only the biggest story among many exciting developments in the world of payments:   

• Apple Pay was first out of the gate, but now mobile wallets are everywhere you look—Android Pay, Google Pay, Chase Pay and even Walmart Pay are making smartphones a real alternative to carrying credit cards. And the potential for mobile wallets to limit a merchant’s fraud liability could help them really take off in acceptance for small businesses.   
• As consumers move more purchasing online, gateway vendors that can act as a front-end processor for online businesses are seeing explosive growth.   PayPal-owned Braintree grew 111% YoY in the number of cards on file in Q4 2015, while Stripe and Klarna now have multi-billion dollar valuations.
• Mobile Point-Of-Sale (mPOS) startups like Square and ShopKeep have pioneered a whole new payments niche—accepting payments via tablets and smartphones.   Coupling their transactions capabilities with new apps can revolutionize a small business’ inventory management, marketing, loyalty and even payroll.   
• Mobile Peer-to-Peer payments in the U.S. are forecast to grow from $5.6 billion in 2014 to nearly $175 billion by 2019 as consumers increasingly skip the hassle of writing a check or going to an ATM.   But smartphone vendors like Apple could cripple the dominant player of 2016 (Venmo) if they make a serious push to own the space.   

If your job or your company is involved in payment processing in any way, you know how complex this industry is. And you know that you simply can’t understand where the next big digital opportunities are unless you know the key players and roles in each step of the payments “supply chain:”   

• Acquirers
• Processors
• Issuers
• Card Networks
• Independent sales organizations and merchant service providers
• Gateways
• Hardware and software providers

Fortunately, managing analyst John Heggestuen and research analyst Evan Bakker of BI Intelligence, Business Insider's premium research service, have compiled a detailed report that breaks down everything you need to know—whether you’re a payments industry veteran or a newcomer who is still getting a basic knowledge of this complex world.

Among the big picture insights you’ll get from this new report, titled The Payments Ecosystem Report: Everything You Need to Know About The Next Era of Payment Processing:

• The 5 key events of 2015 that have set up 2016 as a watershed year for the entire payments ecosystem. 
• The basics of traditional card processing from the start of the process through to the very end.    
• Why new players and innovations like prepaid cards, store cards, and PIN debit transactions are gaining market share and creating new opportunities.   
• The effects—good and bad—of the transition to new mobile payment methods.   New players and old have surprising threats and opportunities in areas as varied as carrier billing, remittances, wearables, and more.   

This exclusive report takes you inside these big issues to explore:

• The critical steps in credit card transactions and how they are changing.
• The six major types of organizations involved in the payments ecosystem.
• The significant differences for industry players who operate closed-loop networks and offer prepaid cards.
• The challenges and opportunities facing hardware and software providers for the payments sector.   
• The 8 reasons why mobile wallets are growing so fast and how they will disrupt all aspects of the mobile ecosystem.    
• The exciting possibilities ahead in fast-growing payments subsectors like remittances, connected devices and mobile P2P payments.   
• And much more.

The Payments Ecosystem Report: Everything You Need to Know About The Next Era of Payment Processing is the only place you can get the full story on the rapidly-evolving world of payments.

To get your copy of this invaluable guide to the payments ecosystem, access our BI Intelligence Ultimate Fintech & Payments Reports Bundle and gain immediate access to this report PLUS over 35 other reports.  >> ACCESS THE BUNDLE & SAVE 89% TODAY

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source http://www.businessinsider.com/payments-ecosystem-data-and-business-opportunities-2016-7

Here’s what it’s like to play the scariest game ever made — which isn’t even available to buy

To get into the spirit of Halloween, we played one of the scariest games ever made. It's called "P.T.," which stands for Playable Teaser, and it's a marketing demo developed by "Metal Gear" director Hideo Kojima.

The player's objective is to find a series of hidden clues in a specified amount of time. If successful, players will unlock a trailer for a "Silent Hills" game starring "Walking Dead" favorite Norman Reedus. Unfortunately, "Silent Hills" was canceled and "P.T." was pulled from PlayStation's online store. Now, the only people who still have access to "P.T." were those who downloaded it while it was briefly available. Luckily, we still have it. 

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source http://www.businessinsider.com/silent-hills-demo-pt-scariest-game-2016-10

A mysterious cloud moving 700,000 mph is going to collide with our galaxy — here's what will happen

Astronomers have discovered a massive cloud of gas that's on a collision course with our home galaxy, the Milky Way. What will happen when it slams into our galaxy in about 30 million years?

Video courtesy of NASA

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source http://www.businessinsider.com/nasa-mysterious-cloud-collides-galaxy-2016-10

How a dad from California earned $25,000 worth of airline miles by buying pudding cups

In 1999, David Phillips earned 1.25 million airline miles by purchasing over 12,000 cups of Healthy Choice pudding cups.

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source http://www.businessinsider.com/david-phillips-used-pudding-earn-airline-miles-healthy-choice-2016-10

Elon Musk just unveiled something that could revolutionize how you power your home

Tesla CEO and SolarCity chairman Elon Musk just announced a new way to power your home with solar power. The product is called Solar Roof, and it’s designed to replace traditional shingles with compact solar panels.

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source http://www.thisisinsider.com/elon-musk-unveils-solar-roof-solarcity-video-2016-10

THE CORPORATE TREASURY FINTECH REPORT: The emerging firms that help companies manage their cash

A surprisingly large share of even the biggest global companies depend on low-tech solutions like spreadsheets to manage their cash. A new class of tech firms is seeking to change that. 

Forty-six percent of companies with $500 million to $1 billion in annual revenue still rely primarily on Microsoft Excel or its competitors to mange their payments, cash forecasting, foreign-exchange management and financing. That rises to 55% for firms with less than $100 million in sales.

This has created a significant opportunity for business-to-business, or B2B, fintechs that specialize in helping firms with treasury management. 

In a new report from BI Intelligence, we look at the different areas of treasury management, highlight problems in those areas with which existing solutions are struggling to cope, and examine how B2B fintechs are helping firms of all sizes to overcome these challenges. 

Here are some of the key takeaways:

• B2B fintechs provide solutions that connect easily to multiple existing systems to access data, and then automatically create budgets, forecasts, and data visualizations.
• B2B fintechs can help larger firms that are struggling with multiple systems, as well as small and mid-size firms that have found legacy treasury management solutions to be too expensive.
• The largest opportunity for B2B fintechs lies with smaller companies for now.

 In full, the report:

• Explains the current state of the corporate treasury management market.
• Highlights the problems firms of all sizes currently experience in treasury management. 
• Outlines the size of the opportunity for B2B fintechs in this space. 
• Provides case studies of fintechs helping firms with treasury management. 

 Interested in getting the full report? Here are two ways to access it:

1. Subscribe to an All-Access pass to BI Intelligence and gain immediate access to this report and over 100 other expertly researched reports. As an added bonus, you'll also gain access to all future reports and daily newsletters to ensure you stay ahead of the curve and benefit personally and professionally. >> Learn More Now
2. Purchase & download the full report from our research store. >> Purchase & Download Now

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source http://www.businessinsider.com/corporate-treasury-companies-help-manage-cash-2016-9

Why we like it CorrecTrade System Review by Steve Micheals

source http://www.youtube.com/watch?v=mXDIwKMvo4o

CorrecTrade System Make your balance grow

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Win money for a luxury holiday in Maldives or anywhere you desire

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What is Correctrade - All you need to know

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What is Correctrade - All you need to know

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Five crucial things to bear in mind when you start trading

In this write-up, we want to cover some fundamentals of binary options trading, below are Five key things to bear in mind when you start trading.

1. Start trading with the prevailing pattern

Consider taking the path of least resistance and also go with the circulation of the existing market.Browsing Periods of Stock Market Volatility.

” Stocks take an escalator heading up and also a lift heading down”

Exactly how else can traders make use of unpredictable stock markets?
One device that traders could use to assist navigate unpredictable markets is the Bollinger Bands indicator.

Primarily, Bollinger Bands story standard deviations over and also listed below a moving standard, and also they are commonly used to identify overbought or oversold markets.

Volatility has the tendency to be available in waves, so market prices do not always follow a regular circulation, however an action beyond the upper or reduced Bollinger Band still highlights an extreme activity in the underlying instrument that might be more probable to reverse.

Traders could likewise use the size of the Bollinger Bands, or the distance in between the upper and also reduced bands, to measure volatility.

Offered the propensity for volatility to come in waves, a tightening in the Bollinger Band size is commonly complied with by duration of higher volatility and also a matching huge move in price.

2. Develop an in-depth approach for getting in and also exiting trades

A comprehensive approach defines parameters for getting involved in and also out of trades so that there’s no ambiguity.

Trading strategies are frequently used by experienced traders to assist them prevent negative trading behaviour and also minimise threat Discover the crucial elements that go into a trading strategy and also how you can produce your own.

Producing a solid trading strategy is among the keys to ending up being an effective trader.
A plan for start trading is similar to a prepare for other service. It’s vital to make sure that you adhere to a well thought-out and also tested technique to growing the business while minimising your threat.

As a component of this strategy, you ought to likewise keep an in-depth journal of each and every single trade you place, so that you could carry out an on-going evaluation of specifically how well you’re following your start trading strategy.

This journal should include specific reasons (according to the approach used) for every and also every trade entry and also leave, the amount of earnings or loss understood on each shut trade, and also the portion of the complete account equity that each earnings or loss stands for.

Having the self-control to produce a comprehensive start trading strategy and also keep an in-depth trading journal enables you to utilize this essential information to recognize just what is working, what’s not working, and also what has to be modified to be extra successful in the future.
Without a comprehensive start trading strategy and also trade journal, you might find on your own making blind stabs at the marketplace that won’t add anything constructive to your development or renovation.

The practice of complying with a plan and also videotaping the results could make typical traders into considerably better traders.

3. Watch your downside threat and also be prepared to act decisively to manage that threat.

Make sure that you’re disciplined sufficient in preserving your trading account so that you could live to trade another day.

Handling threat is among the most crucial aspects of successful trading. It’s difficult for traders to recognize specifically how a rate will certainly relocate at any offered time.

But, what you could do is make the most of the times when you’re right, and also effort to minimise threat as high as feasible for the times when you’re incorrect.

An objective is to target durability when start trading so that your account will certainly make it through to trade another day.

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4. Trade with reason, not feeling

Human feelings (enjoyment, greed, worry) do not generally offer themselves well to excellent trading.
Many excellent traders likewise have a routine of not hurrying into trades. Trading possibilities ought to be evaluated and also considered thoroughly.

This means that before any trade is entered, an in-depth start trading strategy ought to be developed and also stuck to. Traders should not become part of any trades arbitrarily or carelessly, based on the feelings of enjoyment, greed, or worry.

There ought to always be rational reasons for getting involved in and also out of market positions. That a market is swiftly relocating one direction or another might not make up a logical factor for getting involved in a trade.

You could access numerous devices and also resources to assist you evaluate your market of choice, including indices, forex sets, shares and also more.

5. Start Trading right around scheduled information occasions

Start Trading could come to be extra like wagering around the time of information occasions, where prices might relocate drastically within short periods of time. This could leave out the typical trader from joining these relocations.

Geopolitical aspects and also Politics plays a big part in influencing stocks and also shares. The marketplace is sensitive to all kinds of geopolitical occasions – for instance, the sliding price of oil in 2014 has influenced the profits and also therefore the marketplace value of major global firms all over the world.

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Note:

These are several of the more important routines that you ought to focus on, specifically when just start trading. But there are various other routines to consider creating, including trading with the prevailing pattern and also running profits while cutting losses. Nevertheless, the routines mentioned above will certainly help you build a sensible mind-set.

To come to be an effective long-term trader, it’s essential to develop excellent routines from the beginning. These routines could aid in the direction of the success of two goals:

Objective one – Achieve positive net earnings over any offered period
Goal two – Rise positive net earnings as the business expands

The post Five crucial things to bear in mind when you start trading appeared first on CorrecTrade UK.

source http://correctradeuk.com/start-trading/

10 easy and simple means to enhance your Binary Options Trading

From earning a little extra money to making a full-time living, or making a lot of money in a brief period of time, binary options trading is an excellent way to achieve all this. As it slowly acquires popularity all throughout the globe, thousands are making great money with little or no prior knowledge of the subject, nevertheless, binary options trading isn’t really a cake stroll: success could be accomplished and also risks could be lessened by following the ideas pointed out listed below:

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1 Educate Yourself Extensively concerning any kind of Market you Desire to Trade.

One of the main ways that you could enhance your Binary Options Trading abilities is to inform yourself concerning what moves each of the currencies associated with the money sets you want to trade.

Most seasoned traders will know and also will on a regular basis review all fundamental financial information outcomes and also Markets news for the releasing nation of each of the currencies they are trading as they are released.

They also usually compare one of the most current information cause what was anticipated by a consensus of market experts and also to the previous outcome. On top of that, technical factors could highly affect a market’s intra-day trading activity, and also swings in market view could have a significant impact on a money set’s currency exchange rate.

When starting to trade Binary Options, it could actually pay to inform yourself concerning these Binary Options evaluation techniques and also learn how to use them when trading.

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2 Know The best ways to Use your Binary Options Trading Tools

As is the case with any kind of profession, a person curious about taking a professional strategy to the business of Binary Options Trading needs to know how you can utilize the devices of their trade. This indicates understanding their application and also exercising using them until their usage becomes second nature, to make sure that these devices could be promptly utilized as needed.

For traders, the devices of their trade may include the following:

• A technical evaluation system,
• a Binary Options Trading Platform,
• news feed service,
• a financial schedule,
• a trade journal,
• an economic calculator,
• and a placement monitoring
• and also tracking system.

They will also should have the ability to open and also fund a Binary Options account with an ideal and also credible Binary Options broker that will be helpful of their trading needs.

more info

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3 Range Up your Binary Options Trading Dimension Gradually

Amateur Binary Options traders will usually make the error of increase their trading dimension as well promptly once they obtain confidence after a few good trades. As soon as their good luck changes, they could then find themselves facing higher losses than what they could pleasantly afford.

Also, traders do not constantly have the exact same emotional responses when trading large quantities as compared to smaller sizes.

It is therefore usually more effective to increase your Binary Options Trading dimension progressively as the dimension of your account and also your level of convenience operating in the Binary Options market grows. Such trading dimension rises must also be in proportion for risk you feel comfortable taking.

This sort of traditional trade sizing approach helps avoid potentially pricey automated bargains by your Binary Options Broker if the margin in your trading account becomes not enough due to unanticipated losses.

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4 Know What does it cost ? Threat you could Manage to Take when Trading

Many ex-spouse- money traders have had the regrettable experience of having their trading account blown out by their propensities to enjoy excessive risk taking. This unfortunate truth underlines the demand for ideal placement sizing, regimented stop loss order positioning, and also adequate pre-trade risk/reward evaluation as component of a prudent risk monitoring program.

Most retail Binary Options Brokers will automatically close out your trading placements if your account’s margin balance is insufficient to cover the trades that you currently have open. This could cause you securing a significant trading loss, when your placements may inevitably have paid if they had actually not been automatically shut.

Component of recognizing just how much ? risk you could take entails handling your margin trading account sensibly to avoid such a scenario.

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5 Choose your Trading Design to Suit your Personality

Individuals that take part in Binary Options Trading tend to suit one of a series of trading character types that have been recognized by mental scientists, such as Dr. Van K. Tharp.

Dr. Tharp created fifteen unique trader character types, some of which are usually more suitable for sure trading styles– and also for trading generally– than others.

For instance, those falling under planning and also strategic trader character types tend to have even more success when trading longer term trends than those that come under the spontaneous, imaginative or enjoyable loving trader character types. On the other hand, spontaneous traders may enjoy and also stand out at extremely short-term trading strategies like scalping substantially greater than planning traders would certainly, which usually call for even more time to prepare their evaluation before feeling comfortable entering into a trade.

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6 Avoid coming to be Overconfident after a Winning Touch

Although Binary Options Traders tend to run at their best in the market when they feel confident, insolence could occur in a person after a substantial set of winning trades. This state of mind could cause usual trading challenges like overtrading and also excessive risk taking.

Unfortunately, such trading errors could be ruining for a account when the trader’s fortunate touch lastly reverses itself, as it virtually unavoidably will. Instead of giving into insolence by handling even more risk, a prudent Binary Options Trader will instead utilize a winning touch as an opportunity to get rid of some of their fortunate gains from their Binary Options Broker account.

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7 Do not get Greedy

A Binary Options trader could earn money from being long in a rising market or from being short in a dropping market. This Binary Options Trading Suggestion is a caution for traders to avoid getting hoggish when contemplating taking profits on a winning trade.

When a trader provides into the feeling of greed, it could cause the trading error of cannot take profits in a timely way. If you are particularly at risk to this feeling, a reputable way to avoid having profits on your winning trades erode– and also perhaps also permitting them to transform them into losers due to the fact that you were as well hoggish to take profits when you had actually gathered a good return– is to position a take earnings order in the market at the time you initiate your trade.

You will then should technique yourself when trading to stagnate this order far from the market as the market approaches it.

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8 Do not Deal with the marketplace. It is a Lot Larger than you !

The huge Binary Options market is a lot bigger than any kind of specific trader or banks, so fighting it will likely be a dish for calamity as a money trader.

You could avoid dealing with the market by instead learning to choose its all-natural flow or pattern, and also do keep in mind to stay extremely humble when faced with this huge wilful beast of an economic market.

As opposed to withstanding the Binary Option market’s flow, you must intend to be as adaptable and as conscious the market’s underlying direction as possible when trading currencies.

This humble and also nimble mind-set will enable you to be ready to move your trading placements promptly to make sure that you do not obtain stubbornly stuck dealing with the market with a shedding placement.

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9 Have Patience and also Humility

Overconfidence has the tendency to cause excessively large placement taking or perhaps over-trading, while rashness could badly hinder the quantity of money your winning placements could make.

Both of these feeling driven responses could minimize your performance and also earnings as a Binary Options Trader, so most effective traders intend to be as patient and also humble as possible when running in the market. Keep in mind, the market is far, far larger than any kind of one trader or banks, so it makes sense to be humble when approaching this large money industry.

Also, perseverance is without a doubt a virtue for a Binary Options Trader given that you might have to wait time for the relocation you were expecting to appear, and also it would certainly be a shame to take in just a small earnings when a major earnings was just around the bend if you had just had the perseverance to wait on it.

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10 Keep a Diary concerning your Binary Options Trading

One of the most effective means to get responses concerning your Binary Options Trading Success is to keep an everyday journal or a journal of your Binary Options Trading Activities.

Ideally, such a journal will include for each trade taken the thinking behind your decision to trade.

For instance, this may include your responses to observations of fundamental, technical and also market view information. It may also include a price graph and also how your Binary Options Trading Strategy or system indicated a trade must be taken and also whether you followed it within the guidelines and also specifications you had actually established on your own.

Keep a journal for each trading system to avoid complication. As soon as you have gathered enough info concerning your Binary Options Trading Activities, review the journal for responses on your Binary Options Trading Activities and also to calculate the expectations of your Binary Options Trading System that reveals you the quantity of your average winning trade.

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Great outcomes will help develop confidence in your Binary Options Trading System and also your capacity to execute it in a self-displined manner.

The post 10 easy and simple means to enhance your Binary Options Trading appeared first on CorrecTrade UK.

source http://correctradeuk.com/binary-options-trading/